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Zachary Taylor at CrossCountry Mortgage, LLC in Encinitas

5 (70) 322 Encinitas Blvd #170, Encinitas, CA 92024, United States

Zachary Taylor at CrossCountry Mortgage, LLC image

Categories

Mortgage broker
Mortgage lender

Location on the map

Encinitas, San Diego County, California, US

Phone: +1 619-813-7908
Site: http://zachtaylormortgages.com/

Opening hours

Monday:7 AM–10 PM
Tuesday:7 AM–10 PM
Wednesday:7 AM–10 PM
Thursday:7 AM–10 PM
Friday:7 AM–10 PM
Saturday:7 AM–10 PM
Sunday:7 AM–10 PM

Edit info

Total reviews rating 5

70 Reviews for Zachary Taylor at CrossCountry Mortgage, LLC 2024:

Review №1

2023-12-06 21:13:34

It was great working with Zach and his team. Zach is knowledgeable and very professional. He made a dream come true for me and my family. Also, Madison his assistant is the best. She was always there when we had questions and made us feel at ease going through the process.

Review №2

2023-12-20 18:34:43

I would highly recommend Zach and his team! They went above and beyond for us and worked hard to help us secure the loan. He talked me through every detail, every option and explained everything thoroughly. He was always available to answer all of my calls and he put me at ease during a stressful time. I can’t say enough good things!

Review №3

2022-12-01 01:18:34

I highly recommend Zach and his lending services. He has helped many of my clients with loans for both refinance and purchase. They always rave about the great job Zach and his team have done for them. His customer service is top notch! I have absolute confidence referring people to Zach. He is great!

Review №4

2022-05-11 23:47:41

Zach was a wonderful lender to work with. He kept us informed all along the of the process of the loan. He helped facilitate the letters for our buyer and also was timely on everything needed in this crazy Sellers Market we are in currently.We had a challenge with the appraisal and we were able to get a review appraisal and order a new appraisal so all in all a wonderful experience along the way with Zach and his team. Thank you Zach. You are a rock star. Always a pleasure to work with you.

Review №5

2021-05-28 20:50:47

Zach was sooo easy to work with. He and his crew responded to all my questions within minutes often, and always by the end of the day. Their online system is easy to work work with. I was kept up to date on the loan process every step of the way. Zach and his crew made this potentially stressful experience a breeze. I highly recommend Zachary Taylor and Change Home Mortgage!

Review №6

2015-09-11 15:51:34

Zach Taylor is a top notch professional who is very knowledgeable, responsive, and experienced in his job. He was always timely in responding to my calls, emails, and questions. He also invested the extra time and effort to contact the Sellers agent to ensure the agent that I was qualified for the loan and had the reserve funds to close the deal. Escrow was simple and quick and Zack was extremely helpful throughout the process. I would definitely use Zach again and highly recommend him if youre considering purchasing a home in the future.Thomas

Review №7

2020-05-20 18:33:38

I am so impressed with Zach and his team. He was able to get a loan for us in record time and we were able to close escrow in 20 days! A big plus was we were able to get a loan amount that was higher than we were told by other brokers. Zach was great to work with, he was fast to respond and answered all my questions. Without a doubt, I highly recommend Zach and will refer him to my friends and family.

Review №8

2017-01-19 16:54:11

I would highly recommend Zach. He has helped many of my friends and clients with loans for both refinance and purchase. They always rave about the great job Zach does, with his over the top customer service, and quick response time. It is nice to have complete confidence referring people to Zach, as I know he will take great care of the folks I refer to him.

Review №9

2019-01-16 05:37:43

I have worked with Zach Taylor on multiple occasions and I have referred multiple friends and family to him. Needless to say, he is the absolute best. He has decades of experience in the field and his dedication to helping his clients unrivaled. Zach is incredibly detail oriented, attentive, and strives to support his clients in every possible way. Obtaining a mortgage can be confusing, lengthy, and quite often scary, but Zach takes the time to explain the process to his clients in an understandable way and makes sure his clients feel comfortable. I cannot speak highly enough about Zach and his whole team. If you want an experienced, intelligent, passionate, and principled mortgage broker, then Zach Taylor is your man.

Review №10

2019-01-15 00:11:00

Zachery is the mortgage broker I recommend to everyone I know who is buying a home and needs a mortgage. Zach works with and for you to get the best loan so you will be approved and your purchase will close on time. He is ranked in the top 10% among his companies 150 mortgage brokers. Zach has an experienced and dedicated team that will work with you until your escrow closes. I have known Zach for over five years and you can trust that he will work diligently for you throughout the entire process of getting your mortgage approved.Bob JohnsonCoronado Catering

Review №11

2018-09-17 19:25:44

Working with Zach was a very positive experience. He and his team are knowledgeable, responsive and gets things done quickly and professionally. Zach communicated with us consistently and simplified the entire process.Buying a home is stressful and we were on a tight timeline, so we feel very fortunate that our realtor, Tamara Strom (who is also incredible) referred us to Zach.

Review №12

2016-08-03 01:23:48

Zach at Commerce Mortgage knows the mortgage game. He guided us through a refinance of our residence to reduce our loan from a 30 year to a 15 year loan. Before I went with Zach, I called a trusted realtor friend of mine who I know has referred him consistently to her clients and asked, Is Zach the real deal? Can I trust him to do whats right for me? She said absolutely, he is the best.My wife and I found that Zach was not only honest, but he had our best interest in mind. He provided great rates and worked through many of the intricacies of todays loan processes, many times without us even knowing that he was behind the scenes making things work.His team of professionals who assist in the process are qualified, personable, and reliable.If you are looking for great rates, great service and a mortgage professional that is experienced and trustworthy, Zach is your man.

Review №13

2015-09-08 22:47:36

Zach was referred to us and he lived up to our expectations...twice! My wife being in finance was very impressed with Zachs knowledge of the loan process. We put Zack on a short timetable and he was able to come through for us and give us the best rate available. I highly recommend Zach and would not hesitate to use him again. 5 Stars!

Review №14

2020-08-25 03:07:12

If you need a RE Loan, I can’t say enough about Zach and his team! Closed my loan under 30 days and communicated so well each step of the way. I was SO impressed and so happy that I was referred to him by my Realtor. Zach’s knowledge, integrity, and customer service put him in a class above the rest. I highly recommend him and hope I can send him many referrals in the future.

Review №15

2020-12-10 17:47:04

As a real estate agent, Zach is the first stop I send my buyers when they begin the home-buying process. Hes extremely knowledgable lender, a great communicator and always answers his phone (!). And hes a great guy whos easy to talk to. Ive had many buyers come back to me singing Zachs praises. Highly recommended.

Review №16

2020-07-09 18:10:36

Zach is very knowledgeable and personable and made a very unknown and stressful process seem simple, comfortable, and put us at ease throughout the entire journey. Definitely recommend Zach to anyone as his approach and wisdom will really help you understand your options and together you will reach the perfect decision for you and your situation. He also will continually monitor the market and advise you when the time is right to re-examine your loan - this proactive approach has already saved us big time!

Review №17

2022-06-29 02:36:58

Zachary and his team did a wonderful job with my refinance. They were easy to talk to, fast at replying and explained everything very well. They were very competitive with cost and made sure I was comfortable with the whole process. I would definitely recommend and use again in the future.

Review №18

2020-05-28 17:30:52

Zach its amazing! He worked with us through our first home purchase. He always stays in touch and lets us know about anything we might want to consider. When it came time to refinance, he was ready! Zach will always be the one we choose.

Review №19

2018-04-30 02:33:56

Zach was fantastic! My wife and I met Zach at an open house with our realtor about 9 months ago and our relationship initially started with him advising us of our VA benefits and the options available to us. He was knowledgeable and explained the entire thing step by step. He was never pushy, nor did we feel like he was ever trying to sell us. It was basically a friendship that had an added perk of when we were ready to buy our house, Zach was our guy.He and his team helped us close our VA loan in record time and were there for us the entire time. Days, nights, and weekends; Zach was only a text away. It was really more than we could have asked for. It made the entire experience of being first time homebuyers a breeze.Thank you Zach!

Review №20

2019-04-03 02:42:09

Zach is a true professional. He always displays a positive and supportive attitude in everything he does. He also works with an experienced team of professionals that can work with their clients to get the job done as quickly as needed. If you want the best rates and the most experience, then I highly recommend Zach and his team.

Review №21

2017-10-12 05:05:52

Zach has been doing loans in San Diego for over 20 years and really knows his business. He offers rates and programs from many lenders to get a competitive rate that fits your situation and always closes on time. He is a great fit for new home buyers as he clearly walks them through the process. I highly recommend Zach for your next home mortgage.

Review №22

2015-10-07 22:19:25

I am a real estate agent in the San Diego area and Zach Taylor has handled the purchase loans for about ten clients of mine. Clients repeatedly tell me that their experience with Zach is fantastic from beginning to end. From the moment he takes their application to the moment the loan funds, he takes care of every detail along the way. As an agent, it is imperative to me that the rates a lender quotes my clients from the outset are rates that are finalized at closing, and that there arent any delays or hiccups in the transaction that could have been avoided. Zach has delivered in both of these areas, largely, I believe, because he is a professional who really cares about providing his clients with unmatched service.

Review №23

2023-04-20 22:02:31

We had a great experience with CrossCountry Mortgage as first time homebuyers and were impressed with their fast turnaround time. Lauren Gurley was very responsive and transparent. We greatly appreciate that they were able to expedite closing and meet our timeline.

Review №24

2020-11-17 00:00:03

Zachary and his team were wonderful to work with on our home loan refinance. They made the process simple and effortless, making excellent recommendations on how to structure the refi, options to cash out, etc. The steps were simple to follow and very direct and we closed before anticipated. We would absolutely recommend Zachary and his team to our friends and family for their home loan needs.

Review №25

2020-09-10 19:20:06

I have known Zach for over a year now through TEAM networking group in Solana Beach. He is enthusiastic, responsive, and very professional. I feel confident sending Zach referrals because I know that he will be devoted to his clients best interest.

Review №26

2019-02-20 04:57:27

Zach is THE person to call for a home loan in San Diego. He has a wealth of experience and great customer service skills. Plus hes got this great positive attitude that helps make the whole process so much easier. Highly recommend giving Zach a call.

Review №27

2023-03-20 20:51:25

Zach and his team were wonderful to work with and made our process stress free! I highly recommend engaging his services to anyone looking to purchase a new home.

Review №28

2019-01-10 02:12:46

As a divorce mediator many of my clients need to refinance a home. Zach Taylor is my go to resource. In this day and age of sitting on hold in order to talk to someone in another state or even country, trying to get answers from a chat box Zach stands out! When you work with Zach and his whole team you are going to get prompt personalized professional customer care. As a broker he has access to a wide range of loan options, he educates his clients about how to make a few tweaks to get access to better rates and he is trustworthy, knowledgeable and very personable. If you are shopping for a loan as a first time home buyer, doing a reno or need to refi due to divorce Zach will have your back. I just wish they had 6 stars!

Review №29

2020-04-15 23:36:44

5 Stars to Zach and his team (Kristi & Niki) for the easy, no hassle refinance of our home loan even during the COVID-19 Crisis of 2020! We were able to refinance in a timely manner. Easy upload of necessary documents, with clear communication on what was needed and when. Process was smooth and we didnt even need an appraisal, which was great. Ive used Zach and his team before and will continue to use them for any future home loans!

Review №30

2015-09-08 23:18:14

Zach Taylor is a top notch professional who is very knowledgeable, responsive, and experienced in his job. He took the time to explain the complexities of the home mortgage lending process and did so in a manner that was easy to understand. He was always timely in responding to my calls, emails, and questions. He also invested the extra time and effort to contact a somewhat hesitant Sellers agent numerous times to ensure the agent that I was qualified for the loan and had the reserve funds to close the deal. Escrow was simple and quick and Zach was extremely helpful throughout the process. To top it all off, it was a nice surprise to receive a set of quality barbeque utensils in the mail from RPM mortgage a few weeks after moving into my new home -- a classy move on their part. I would definitely use Zach again and highly recommend him if youre considering purchasing a home in the future.A very satisfied customer,Robert

Review №31

2020-06-22 21:26:30

Zach and his team were outstanding leading up to and during our home refinance this year. Zach helped with our original home loan 5 years ago and I have been in contact with him since. Number one reason I recommend Zach is that he is trustworthy. When the rates were down a couple years ago I reached out to inquire about a refi. He ran the numbers and helped our family decide it was NOT the time to refinance. He could have made the sale and talk us into a refi, but he was honest and told us to wait because he cared about our long term growth. Fast forward to the winter of 2020 and we refid at a way lower rate and saved our family a large amount of money. He is a true professional and can be trusted to do what is best for his clients. Thanks Zach!

Review №32

2017-05-11 17:51:09

Zach is one of the best Lender I have ever worked with in my over 30 years in the business. I recommend him to my clients without hesitance. He fights for her clients to make sure that they have the best rates, and loan program possible. Save yourself the headache and use Zach!

Review №33

2021-03-23 21:03:20

Zackery and his team have provided the best service I have had when applying for a mortgage. The whole process was thoroughly explained from the beginning. All communication and updates were quickly provided. I highly recommend Zachery for his professionalism, prompt attention, quality service and follow through.

Review №34

2020-03-04 18:07:32

Zach helped us through the process of getting our loan during our recent purchase. He guided us through several options and helped us navigate the entire process. He was responsive and kept his team moving in order to get our loan to close very quickly. I would highly recommend him.

Review №35

2019-01-30 02:24:17

Zach was able to show me a lot of different options as a first time home buyer. He is very quick to get back to you and he knows home mortgages inside and out. Zach is the best mortgage guy I know! I highly recommend Zach

Review №36

2021-02-11 21:19:15

Ive known Zach for over a year now, and every client of mine that I have sent his way has had nothing but great things to say! Even if their first conversation is not the best time to begin the process, he guides/educates as to when is a more appropriate time. Thanks for being so trustworthy Zach - I will be sure to continue to sending folks your way!

Review №37

2019-06-21 18:15:09

Man Zach knows his stuff. Its always comforting knowing you really do have someone looking out for your best interests. He and his staff are super responsive and quick to get options and next steps to you in a digestible and user friendly way. Couldnt ask for a better home buying/refi experience.

Review №38

2021-03-07 22:39:34

Zach and his team are supportive, efficient and welcoming. It was a pleasure doing business with him. I highly recommend Zach Taylor for all your mortgage needs.

Review №39

2018-09-01 01:15:19

Zach was great throughout our entire house purchasing process. He was very attentive and knowledgeable. We would highly recommend him to anyone looking for great service, competitive rates, and truthworthy professionalism.

Review №40

2019-03-28 19:26:28

Zach has been a huge asset to our family. He has found creative solutions and highly cost effective loans for our family throughout the years. I highly recommend Zach and his team!

Review №41

2018-11-30 16:43:03

I had the pleasure sitting down with Zach and discussing my options for buying my future home. Zach is highly recommended. Super knowledgable when it comes to mortgages and loans for your home. Im confident we will find the right loan terms that will fit my needs and lifestyle when the time comes. Thank you Zach!

Review №42

2016-04-03 03:06:23

Zach was fantastic to work with...I cannot say the same for us. Not that were horrible people, but our circumstances for securing a mortgage were less than ideal: two recent divorces, merging houses, managing support payments...you get the point. On top of that, we were committed to a 4-week trip to Europe in the midst of escrow. Throughout the process Zach clearly kept our best interests at heart, even securing us a lower interest rate in the middle of escrow. Communication was great despite a 9 hour time difference. Patient, helpful, supportive, I probably cannot write enough to express our admiration and appreciation for his professionalism and awesomeness as an individual. Oh - and he totally understood why our place was our dream - and he was crucial in helping us achieve it.I would be remiss without mentioning the support of Lynette throughout the process as well. She is simply amazing...I guess when it comes down to it, you CANNOT do better than RPM - Cardiff. They will go to the mattresses (Godfather reference) for you. No doubt.Highly recommended!

Review №43

2019-08-09 15:36:25

Zach Taylor offers fantastic, straight forward, and honest services in helping obtain the best loan for your circumstances. He employs ideal professional communication skills and has tremendous loan knowledge. I without a doubt will use his services again in the future. Tim Cassidy, Cassidy & Associates Real Estate, Inc

Review №44

2018-08-11 02:39:34

Zachary Taylor is intelligent, efficient, and friendly. I put my trust in him, and my loan closed quickly and exactly the terms that I wanted. I would refer friends and family to Zach Taylor for loans and refinancing. He knows the business very well. Thank you Zach!

Review №45

2018-01-28 17:26:55

Zachs the best! Second time he handled my loan in a quick efficient process, this time a re-finance. Everything went perfectly and loan closed on time. In addition, when I asked about a HELOC he referred me to California Bank & Trust, and with my permission forwarded my files. The HELOC was approved in record time! Thanks Zach!

Review №46

2023-01-10 21:59:32

Zach and company were fantastic! Very helpful, always answered the phone, and professional throughout the process. I would definitely recommend Zach and company for your next home loan or refi!

Review №47

2019-08-28 03:06:52

Zachary and his entire team are always professional and quick to reply if I ever have any questions.Zachary and his awesome team helped me with the financing/mortgage of my home purchase in 2018. 1.5 years later, the interest rates went down and, as promised, Zachary reached out to me to offer a NO Fee Refi that would save me close to $300/month!!The loan just FUNDED!!Thank You ZACHARY!!I highly recommend Zachary / Commerse Home Mortgage.

Review №48

2020-09-01 18:59:46

We have worked with Zachary Taylor for two decades now during the ups and downs of the real estate market. He shepherd us through some difficult times during the housing crisis and helped us get back on our feet to buy our current home in 2015. We had to scrape every penny we had from every nook and cranny to buy this home after a short sale in 2012. We have refinanced twice now during this move. He fights hard for the lowest rates and is a consummate professional. Hes the BEST IN THE BUSINESS.

Review №49

2021-06-30 18:44:16

Zach is a first class lender! Efficient, attentive, creative and on point with the latest in lending opportunities. His responsiveness was amazing. Could not have asked for more !I recommend 💯%!

Review №50

2022-03-01 21:18:39

Excellent service! I had a somewhat complicated cash out refinance situation. Zach and his team helped me complete within 30 days! Extremely happy with the support and service I received.

Review №51

2015-07-31 21:02:34

I want to personally thank you for all that you have done, from the initial discussion with sincerity and confidence, to the in time updates in the middle of the transaction. It was impressive! Seller had not thought to accept non conventional offer, you made it happen and Im glad that weve had a smooth transaction. You are a pro indeed! Thank you very much!Jennifer Zheng, Abacus Properties Inc, Representing seller in the transaction, accepting an FHA loan buyer mortgaged through Zach who closed in 27 days!

Review №52

2021-03-09 06:13:46

Zach and his entire team was extremely fast, helpful and responsive throughout the process. He made the everything seem easy and straightforward. Highly recommend using his services!

Review №53

2018-02-15 00:59:11

Nothing can match when you have an excellent team of experts working on your side, especially if they are led by an experienced leader that makes it all look so easy and fun! If you want the best rates and service I highly recommend Zach and his team of experts.Tony Hall

Review №54

2021-03-16 05:11:39

In these trying Covid times I found refinancing my home in Rancho Santa Fe to be a painless and relatively pleasant experience. Zach and his helpful staff guided me through the process without once leaving my home.

Review №55

2015-08-06 03:58:53

Zach Taylor was prompt, informative and thinking about my best interest in presenting all the options for a home loan. I trust him implicitly and wouldnt hesitant to refer friends and family.

Review №56

2020-12-07 16:23:56

Zach Taylor was awesome! The easiest refi we have ever had. If we had questions he had the answers for us right away. Definitely recommend.

Review №57

2019-01-14 22:13:35

Zach is extremely reliable and trustworthy. I highly recommend him for all of your mortgage needs, you will NOT be disappointed!

Review №58

2020-05-20 18:57:28

Unbelievable great service from Zach and Niki and Kristi. I was moving into the area and my phone service was tragic. None the less, they made every accommodation for me and made it work. The loan closed today and with lightning speed. Thanks so much. I’ll recommend you for sure..!

Review №59

2020-09-04 00:52:23

Zach is awesome! Time and time again he has gone above and beyond to get our clients the loans they need and ensure a smooth closing every time.

Review №60

2019-04-27 17:08:49

Zackary made the process so easy, making himself available around our crazy schedule and answering our questions quickly. would highly recommend him!! I believe hes the best out there.

Review №61

2020-08-28 19:57:06

Zach and his team were great to work with. They have worked fast and efficient to execute mortgage in a highly professional manner.

Review №62

2021-10-04 02:05:28

I cant imagine working with anyone else besides Zach. He spoke with me during every step of the process, clarified information I was unclear about and worked hard on my behalf. I cant recommend highly enough!

Review №63

2020-08-31 22:39:02

Awesome experience working with Zach. We told him what we were looking for and he did all the work to make it happen. Thanks Zach!Steve

Review №64

2021-02-01 19:37:19

Zach was amazing to work with. He and his team made a daunting process very easy.

Review №65

2020-07-10 17:23:16

Zach and his team get the job done every time with professionalism and updates throughout the entire process. Hes the man!

Review №66

2019-09-26 17:29:33

Have worked with Zach multiple times and always so easy, professional and a great result.

Review №67

2020-06-25 23:59:26

Zachary stuck with us through a difficult loan approval and got the job done for us! Thanks, Zach.

Review №68

2020-03-17 18:18:40

Zach is very knowledgeable and is a pleasure to work with.

Review №69

2020-02-27 18:33:51

Excellent service and communication!

Review №70

2018-03-09 15:45:37

Fastest investment loan.