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W. Todd Galde at CrossCountry Mortgage, LLC in San Ramon

5 (100) 6101 Bollinger Canyon Rd Suite 301, San Ramon, CA 94583, United States

W. Todd Galde at CrossCountry Mortgage, LLC image

Categories

Mortgage lender

Location on the map

San Ramon, Contra Costa County, California, US

Phone: +1 925-854-5238
Site: http://toddgalde.com/

Opening hours

Monday:8:30 AM–5 PM
Tuesday:8:30 AM–5 PM
Wednesday:8:30 AM–5 PM
Thursday:8:30 AM–5 PM
Friday:8:30 AM–5 PM
Saturday:Closed
Sunday:Closed

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Total reviews rating 5

100 Reviews for W. Todd Galde at CrossCountry Mortgage, LLC 2024:

Review №1

2024-05-30 05:43:38

Todd and his team were very prompt and knowledgeable on every step of the way. They made the process simple and their online system for the application and uploading of documents was a great tool to move everything fast and easy.

Review №2

2023-12-24 00:46:57

Todd and Madison from CrossCountry were friendly, fast, and easy to work with during the mortgage process. Especially as a first time homebuyer I had a lot of questions and they were always more than happy to answer my questions promptly. I would recommend working with Todd for anyone looking to buy a home!

Review №3

2023-05-24 17:53:07

Todd helped me explore my financing options during my home search and provided excellent service.One of the options that Todd discussed with me was the Buy Before Sell program, which allows you to work with your own realtor to buy your new home before selling your existing home, so that move-up buyers can avoid the complexities of temporary living arrangements, rent-back agreements, and home sale contingencies.When under contract for buying my home, Todd was very responsive and transparent about the loan process and the associated costs, and even sent me instant videos in which he personally explained the process in a manner which made it easier for me to understand.Todd goes the extra mile to ensure that his clients get the best deal and that they have a clear understanding of the mortgage process.

Review №4

2023-03-04 23:16:53

We are grateful to Todd and his team for making our mortgage financing so easy. From the beginning of the process, Todd was always available to answer all our questions and provide guidance when needed. He monitored interest rates locking in at the optimal time. He also worked with us to address a credit issue which resulted in a much better interest rate. We definitely recommend Todd and his team!

Review №5

2023-01-27 20:33:49

Todd recently helped us secure a mortgage for our new place in San Ramon. Being a first time buyer, we leaned on Todd and his team to walk us through all the paperwork and explain the differences and benefits of all the mortgage products he has available for us.We had been house hunting for nearly 9 months and Todd was there the whole time with endless patience and genuine excitement to help us achieve our goal. He and his team were super responsive and were always available to meet. I would give 10 stars if possible.

Review №6

2022-11-26 20:03:30

I was very grateful to have Todd on my side when trying to buy my first home. He was always patient when answering all my questions and I could tell he felt personally vested in getting me into a home. He understands what it takes to submit winning offers in such an incredibly competitive Bay Area market. I recommend him to my friends any time I hear they are in the market, and I highly recommend him for your team as well.

Review №7

2022-08-14 18:51:51

Todd and his team did an amazing job helping my wife and I navigate the rough waters of purchasing a new home before selling the home we were living in. Although being a little stress full we always felt that we were in great hands when we had questions for Todd and his team. They helped us every step of the way with a great positive attitude. We will definitely work with them in the future on our next purchase.

Review №8

2023-05-25 09:04:14

It took a long time to receive the loan, but Todd and his team did their best to help us receive the loan in a difficult situation. They answered my questions sincerely every time. My wife, two daughters and I sincerely thank Todd and his team for making it possible for us to buy a new house.

Review №9

2021-11-22 23:29:05

Todd and his team did an AMAZING job at keeping in touch with me through the process of refinancing my mortgage. They were very responsive when I had questions and even sent videos of what to expect and when. Excellent experience. This is the third time I have worked with Todd and his team to refinance my place and would highly recommend him.

Review №10

2022-09-16 21:35:19

We had a loan that was quite complex but Todd and his team were able to successfully refinance the loan despite all the obstacles. Todd is very knowledgeable about the real estate market and the rate environment and will provide you with the best advice possible.

Review №11

2020-12-16 19:44:36

Todd is so awesome to work with! He is our go to guy when we have questions or need help with refinancing or buying a new home. We have worked with him for the past 5 years. He is extremely knowledgeable and trustworthy. He recently helped us with buying our new home and it was a smooth and organized process. Thank you Todd and team!

Review №12

2021-11-07 18:11:00

Todd Galde worked relentlessly on our loan and provided very clear communication throughout the loan process. It was so easy and quick, both of us felt we understood every step in the process and what we needed to get done... the personal videos on how to complete paperwork from him were the best. It was the least anxious house buying experience I think anyone could ask for. We will definitely be refering anyone wanting to buy a house to Todd.

Review №13

2021-08-13 20:43:29

Working with Todd and his team has been an amazing experience. From day one he was always available to answer our questions. Each time we submitted an offer he would personally reach out to the sellers agent to make the case for how strong of a buyer we were. It took us months to finally get an offer accepted, and the minute we did his team sprang into action, followed up with us closely, and even closed a week earlier than expected. I would highly recommend their services to others!

Review №14

2020-03-30 22:59:46

Todd and his dedicated team are awesome! They have assisted us with both purchases and refinances over the last few years and we have always felt completely supported through the process. Todd is always willing to answer questions and offer seasoned advice to guide us through our decisions. We will continue to turn to him and his team for our future mortgage needs.

Review №15

2021-03-21 06:39:47

5-star Mar 2021: Another wonderful experience with Todd Galde and his team! They made me feel comfortable with the lending process for a home purchase. Just as I remembered, they were extremely responsive with questions and I felt comfortable to ask any questions about any desired clarifications. They clearly specified what was needed from me and an estimate of when I could expect to hear back on next steps.When escrow didnt go as planned, Todd reached out to me to offer various options to smooth out the finances of the deal. Despite the bumps I encountered, CrossCountry made things clear for me and I feel confident in the loan and terms. I cannot recommend Todd enough. If you have a chance to work with Todd, consider yourself in good hands===Original Review 5-star Aug 2020: I refinanced with Todd and boy was it easy. Todd and his team told me exactly what they needed and they went straight to work.I had many questions regarding costs and options and they were prompt in answering all of them. Thank you for the speed, quality, and ease of going through the refinance process.

Review №16

2023-10-23 18:27:02

Todd and his crew were great during the whole process. Fast to respond to everything and courteous at all times. Highly recommend using him and the crew at Cross Country! 👍

Review №17

2021-03-11 18:27:49

We recently worked with Todd Galde to buy our first home. As first timers, we are so grateful that Todd was there to support us through the process. Todd spent many hours answering our questions, walking us through the steps and possible scenarios. He is professional, patient, and extremely knowledgeable. He made our offer shine and went above and beyond in so many ways.Thanks again for all your hard work, Todd!

Review №18

2020-03-20 23:01:17

I’ve worked with Todd and his team on my first mortgage and my refinance, and it’s been a great experience for me. Todd takes the time to understand my needs and answer all of my questions. The entire process went smoothly and efficiently. I will continue to rely on him as a trusted adviser and would happily recommend him to anyone in need of a mortgage lender.

Review №19

2020-06-25 17:39:25

Todd has helped me on 4 occasions now. Todd and his team are awesome in every way. and make the loan process as easy as it can be. I will continue to work with him as long as I have any sort of home loan business to take care of. I recommend Todd to all my friends looking to purchase or re-finance a home.

Review №20

2021-05-06 21:26:52

Todd and his team are exceptional loan officers/lenders. As first time home buyers, he took the time to walk us through every step of the process and answered all of our questions with their expert knowledge. He had our best interest the entire time and worked seamlessly with our real estate broker to ensure we were in the best position when submitting offers. Highly rated, recommended, and a true partner in the process of buying real estate.

Review №21

2020-03-23 22:12:57

Todd was an absolute pleasure to work with, and helped us find the best solution in buying our home. The first day that we met Todd, he spent almost 3 hours reviewing different options, crunching numbers, and answering questions. Our home purchase was tricky because we bought our home from my parents for their same purchase price, gifting us equity. We are so appreciative to Todd and his team for their dedication to helping us buy our first home!

Review №22

2020-05-03 23:38:14

I worked with Todd and his team for my first home purchase in 2018 and more recently for my mortgage refinance. What a thoughtful and dedicated team of experts! Todd, Kelly and Leslie worked tirelessly to help me get the best rates and close my loan in less than 5 weeks, despite the added complications of the COVID-19 situation. They made this process effortless for me and made themselves available to answer all my questions, even on the weekend or past working hours! I could not recommend a better team to work with!

Review №23

2019-10-27 01:23:52

We were first time home buyers and highly recommend Todd & Commerce for your mortgage. Todd and his team were incredible throughout the entire home buying process. From the first contact e-mail through the last one after closing, we have felt confident that, not only do they know exactly what to do, but that they truly have our best interests in mind. Theyve always gotten back to us via e-mail or phone to answer any and all questions weve had. Theyre polite, friendly, efficient, communicative, and amazing to work with!

Review №24

2020-03-26 22:25:23

Todd was wonderful to work with! I didnt understand much about home-buying, so he explained everything to me in simple terms and took the time to educate me (vice just getting the deal done as quickly as possible). I had so many questions throughout the process, but Todd was always patient, understanding, and helpful. He made me feel comfortable through a very stressful time, which is perhaps the most important thing as a new home buyer. I highly recommend Todd and his team! Thank you, Todd!!

Review №25

2020-03-23 13:46:04

Todd was really great to work with! He really walked us through the mortgage process, gave us options and made sure that we were comfortable with everything that he presented to us. As first time home buyers this really made us feel at ease and enjoy working with Todd and his team.

Review №26

2021-03-07 20:19:28

Todd was excellent to work with when we recently did our refi. He was always very responsive and accommodating to our needs. He consistently kept us up to date with the status of our application and helped streamline the process wherever possible. I highly recommend Todd and his team--they are great to work with!

Review №27

2021-04-12 21:09:45

Todd and his team were an absolute joy to work with. What stood out to me during this process was the outstanding continued communication to make sure I was always aware of the status of the refinance and the next steps. Todd and his team responded to questions usually within about 60 minutes unless it was something they needed to research or obtain documentation in which case I was given an expectation that always met or exceeded. The documentation process is ridiculously simple, letting me know exactly what documents were needed and providing a mechanism to deliver those documents in an easy way. CrossCountry Mortgage will be my go to for all future mortgage needs.

Review №28

2022-01-27 16:31:06

Todd Galde and his team were extremely responsive and detailed throughout the process. The first time we did business (2009), he went way beyond the expected to help us close. I will always refer Todd to anyone who asks. He does a great job!

Review №29

2021-10-02 15:00:16

Todd and his team have done an outstanding job for us on a home purchase and refi. They have systems in place to keep you informed every step of the way. Todd is a seasoned lender. He has the ability to address the most complex situations. I highly recommend Todd and team.

Review №30

2020-03-07 16:32:18

It was an absolute pleasure to have worked with Todd and his team. Being first time homebuyers, my wife and I found him to be extremely trustworthy and knowledgeable. He never left any questions unanswered, his response time was phenomenal, he offered excellent advice, and he walked with us every step of the way. I’ve heard first time home buying stories of how it can be a stressful and difficult time, but working with Todd we can honestly say he made it so much easier. Thanks Todd!

Review №31

2021-02-03 16:13:28

Todd was great to work with. He kept me posted on progress and delays. He was easy to reach and always returned messages. Living 3 hours away, we used the online process and easily uploaded the necessary documents. He even provided an emailed video, providing an explanation of finalized paperwork. It was the easiest refinance weve done. Thanks again for all your help! Ron and Charlie

Review №32

2022-04-23 21:41:57

Todd was very patient with us. Knowing that the same set of stupid questions get asked every time :). I was very glad he kept it simple and short. made sure we had the best rate possible given the circumstances. we are very pleased and would definitely recommend CrossCOuntry and Todd for any mortgage needs (y) thank you Todd and Meghann!! you guys are the best!!

Review №33

2020-03-08 05:49:29

Todd has helped us for years from when my wife and I were first interested in owning property, he took the time to teach us a lot about loans, house buying, and interest rates even though he was aware that we werent ready to buy just yet. Todd and team was helpful throughout our eventual condo then house buying process. Ive recommended him to my friends and family!

Review №34

2021-06-30 21:48:01

I can honestly say that Todd is the only one I trust to refinance my home. My latest finance with Todd is the fourth time I have refinanced with him. My granddaughter who has refinanced with Todd is the one who told me about him. Todd is honest, very pleasant and he makes me feel like a friend and I feel the same way about him. Refinancing is a breeze with him and his team.

Review №35

2020-06-01 18:02:54

Todd and his team took great care of us through our refinance experience. They were open and communicative throughout the whole process. My wife and I are not the most confident people when it comes to anything involving money, really. Todd and his team patiently explained everything and made us feel comfortable every step of the way.

Review №36

2023-01-17 19:14:02

Todd and his team were nothing but exceptionally helpful for us. Todd is very responsive for any query that i had, he always went into a detail walkthrough to make sure i was fully satisfied with the answer. Very transparent with the rates, it made our purchase smooth and enjoyable.

Review №37

2021-03-24 00:40:19

Todd was wonderful in responding to all my questions. He is on task and his assistant Keegan helped me to fill up all the paper work needed. I was very happy and trustful in working with Todd. I will highly recommend him to anyone who would like to refinance or apply for a new loan . Thanks again for a great job.

Review №38

2019-10-29 03:49:50

Youre only as Good as your team, and that is what sets Todd aside from the rest! Todd and his team are committed, responsive and beyond all very pleasant to work with. With all the endless things that you need to submit for a mortgage, having someone with experience and passion will always be helpful, and that is what Todd brings to the table. If you need some sanity to prevail through your mortgage process, I would recommend going with Todd!

Review №39

2020-03-17 02:04:56

We cannot say enough positive things about Todd and his teams work ethic! They did an excellent job throughout the application process and gave us good,fact based advice. We highly recommend Todd and his team to anyone who needs professional guidance regarding obtaining a home loan for their dream house. With their help we were able to buy our new No.Cal dream home, before selling our So.Cal house!! Now,we are looking forward to sharing our new adventures with our son and daughter in law who live near our new home!!!Tom & Hiromi Nishimura

Review №40

2020-03-26 02:59:47

Absolutely the best experience! We did a home mortgage for our new townhouse with Commerce Home Mortgage. The entire process went extremely well, very easy, quick, and all of the staff were extremely helpful, polite and professional. Great customer service and support. My loan office Todd Galde and his team Leslie Ciccarelli and Kelly OSullivan and a few more team members were a pleasure to work with! Todd Galde has done a wonderful job throughout the entire process by giving daily status updates via SMS & Email, quick followups, progress status videos, and swift replies. He executed it in agile manner with very frequent interactions. The entire team worked very hard 24/7 until we got house keys in our hands within two weeks surprisingly. Really very happy moment. We were very impressed with Commerce Home Mortgage and Todd team. We highly recommend Commerce Mortgage. They get the job done fast. Thank you very much Todd. We highly appreciate your efforts and support. You are Rock Star.

Review №41

2022-12-07 20:01:33

I have worked with Todd on several occasions and have referred clients to him. He is by far one of the best mortgage brokers I have come across because he actually cares for his clients and would do everything to get them the best deal. He is number one on my list.

Review №42

2020-03-25 21:51:46

We used Todd for a refinance of a rental home. He was knowledgeable, kind, VERY responsive, and had our loan approved and processed very quickly. I felt like he was working for ME, and truly enjoyed working with him and his team.

Review №43

2021-11-15 18:10:43

Todd and his team are simply exceptional. This was our very first home buying experience and naturally there was a tremendous amount of unfamiliar territory for us. Todd and his team made everything simple and made us comfortable throughout the process. They helped us through every single step, patiently answered any question we might have, and provided detailed materials and data so that we could make informed decisions. I think what we like the most was how human they are with us. No one on this team read from a script or made blind assumptions about us: they listened to us, our story, and our desires. They gave us the perfect blend of sound advice and autonomy. We never once felt pressured. We always felt excited. We feel like we have a personal connection with Todd and his team, the personalized videos being a delightful touch. We are glad to be working with them. If this be your first, 2nd, or even 40th mortgage you owe it to yourself to work with Todd and his team.

Review №44

2020-01-23 22:30:56

Todd and his team went above and beyond when financing a new construction home for my first time buyers. From counseling them on credit repair to winning a reconsideration of value on the appraisal to maintaining close communication with the builder through bumps and delays in the construction process - he and his team remained proactive from start to finish. Thank you Todd, Kelly, and Leslie. You delivered and I look forward to working with you again!

Review №45

2020-03-22 23:04:34

Becoming a home owner is a mentally pressing ordeal and choosing the correct lender is a huge and nerve-racking process. However, at my first meeting, that wasnt even planned, I knew that Mr. Todd Glade was our BEST choice. He answered all of questions and in a timely manner. If he needed to contact the builder or the title company on our behalf, he did it and got back to us quickly. He helped us through the entire process. Hes now working with my parents!

Review №46

2020-09-15 20:01:52

I recently worked with Todd for my home refinance. He was very prompt in providing response. He is very knowledgeable in this field and the information what he provided was accurate regarding my property appraisal. He gave honest opinion on what works for me. I highly recommend Todd for any home refinance/new mortgage.

Review №47

2020-06-24 19:51:51

Todd and his team were amazing throughout our entire process from beginning to the end. They got us a great loan and helped us along the way even though we were moving forward without an agent. If looking for a lender I would 100% recommend him and his entire team.

Review №48

2020-06-01 14:21:46

Todd worked with us to obtain the most favorable financing options to be able to meet our needs within the given timeframe. Todd was very knowledgeable and gave reasonable and creditable advice for us to study so that we can choose the best option. Should anyone need professional help, I will be happy and confident to refer them to Todd Galde. A big thank you, Todd.

Review №49

2019-09-06 18:40:51

Todd and Kelly Are The BEST!==It has already been a week since we closed. I wanted to THANK YOU again for your excellent service at Commerce Mortgage.My first refinance with Todd was in 2016 -- I had a timeline to meet and l was in Australia, traveling. The Team was able to work with my constraints and my logistics back then, and from what I know -- it was a smooth transaction.For this second refinance, I had more constraints -- a tighter timeline, sensitivity to cost and locking in a better rate. This time around, I shopped around to ensure I was getting a competitive advantage. Your Team had proven that there was no need to do that.Your Team had exceeded my expectations once again due to the following:1. Leveraging Technology -- a particular Lender had me scrambling to print documents, fill them out manually, scanning and emailing the documents. I found it very easy to log-in to your portals to check the status of my loan to ensure I was on track and not missing anything.2. Preparedness -- your Team asked fewer things from me and the ask was clear and well documented. I had a Lender ask me for more documentation and gave me the impression that they did not even perform simple sleuthing such as researching my employers headquarter address. In essence, I had to do part of their job for them.3. Competitive Rates -- from the beginning, I knew I wanted a rate below 4% Commerce Mortgage gave me what I wanted. 2 other Lenders was willing to give me 6% or 5%, which was the lowest for what my mortgage needs were. This further made me believe that Commerce Mortgage leads the pack in terms of rates.4. Constant Communication -- I highly commend the Team for their patience and availability to answer my incessant questions and follow-ups. I knew the Team was busy due to all the other borrowers mortgage needs (including my sister who just bought a house, the same time I was refinancing), yet, they found the time for me. I cannot thank you enough for your transparency and quick responses.Overall, the Team exceeded my expectations.Expect my recommendations to those I encounter and I will definitely work with you again in the future!With overwhelming gratitude,Marie

Review №50

2021-01-26 16:41:24

Todd was wonderful to work with! This was the fastest, smoothest refinance we’ve ever experienced! We got a super good rate and the customer service was awesome. I highly recommend Todd Galde and Cross Country Mortgage:-)

Review №51

2019-09-27 16:41:49

Todd and his team were a dream to work with. They walk you through the whole process step by step and ensure that you get the best deal out there. During closing day, Todd met me and my husband at 7:00am to sign our documents on a Friday morning and because of this we were able to get our keys the very same day!!!! He and his team went above and beyond and I highly recommend them.

Review №52

2019-12-11 21:20:02

Can I leave a 10 star rating? If I could I would! Todd and his team, Kelly and Leslie went on and beyond their duty to help my clients. After my client got a bad pre-approval by a lender that was recommended by a friend and ended up approving him for $200k less than the original approval. We were in a pickle- I call Todd on Sunday told him it is an emergency. He immediately call my client and worked nothing less than magic to get him into his home today. Can’t begin to tell you how much time, effort and all the harassment we gave him and his team as this was a nail biting transaction. All along, Todd and his team remained responsive, professional, polite and honest through the whole thing. Thank you Todd! You are the King of Home Loans! Service that can’t be beat.

Review №53

2020-03-20 23:20:40

Todd and his team helped me out with my home loan. They got things done before the deadline and pretty fast. Kelly one of the team member mortgage advisor got back to all of my questions during the process very promptly. Everything really went smoothly and I really trust Todd and skeptical to go to anyone else.

Review №54

2021-10-21 06:49:00

Once again, Todd and his team did an outstanding job in helping us go through the refinancing process. I highly recommend Todd and team if you have any home purchase or refi needs.

Review №55

2023-05-01 18:07:33

Great service and provided me numerous options for reducing the interest rate. I made some changes to my down payment close to closing date and they processed them and revised the loan quickly. Checked other lenders just to be sure and CrossCountry was the best deal.

Review №56

2021-03-04 22:13:28

We would highly recommend Todd for any person who needs someone who is attentive, professional, patient, kind and skilled ! Todd has been helping us to buy a house and to refinance it ; not being from the US, we could fully trust Todd to guide us through the all process, answering to all the questions we had, and always trying to find the best fit for us - his team was also so helpful and if we had to do it again, we wont hesitate to ask for their services another time ! Thank you, merci all of you. Nadia and Felim

Review №57

2021-01-13 00:04:27

We recently refinanced our home with Todd. Weve used him in the past, so it was easy to be a return customer. Hes very patient considering I had several questions about the reasons of the refinance taking so long, but he always answered them usually within a day or so and put me at ease. I would definitely use him again.

Review №58

2020-03-07 22:07:35

Todd Galde is the man along with his team Leslie and Kelly. They all took care of business and made it easy for me. It was done efficiently with no paperwork and all documents were signed on the computer. I cant tell you how happy I was with the attention to detail and care they put into my loan purchase. The underwriting conditions were taken care of as a team and we closed the deal per contract. Im a retired real estate broker and I would highly recommend Todd and his team Leslie and Kelly. They are all business and if you really need to close that deal, this is the team. Best, William Jordan

Review №59

2020-07-03 23:03:23

We worked with Todd to purchase our first home and he and his team were amazing! They answered all of our questions and made sure we understood everything that was going on. Would highly recommend and would absolutely work with Todd and team again.

Review №60

2020-05-20 03:23:14

Todd and the team were absolutely wonderful to work with. I too was a first time buyer and they all helped me anytime I had a question or concern. Their professionalism was outstanding and at the same time explained everything to me so I knew exactly what was going on. I cannot recommend them highly enough! I am so happy that they were recommended to me and I definitely will be recommending them to everyone I know. Todd and team, THANK YOU!

Review №61

2020-05-18 05:31:11

Todd is amazing to work with! As a first time homebuyer, I was extremely overwhelmed by the process, but he was patient and kind. Whether it was 1 question or 100, I was never afraid to ask one more. His voice reassured me that he was always eager to teach. When the whole process was over, I was actually sad that I wouldn’t be talking to him anymore, but even today, two years later, I still hear and learn from him. He’s also extremely quick to respond! I am so grateful that he and his team were the ones I worked with. I recommend him to all of my family and friends.

Review №62

2021-02-09 02:18:57

Excellent experience - the easiest refinancing I have been through. Todd clearly laid out the options that best fit my needs. His team, Keegan in particular, was responsive, answered all questions that I had throughout the process, and most importantly communicated where they were in their process so I never felt that I was providing information and it went in to a black hole.

Review №63

2020-03-21 19:12:38

Todd was always available, and was very quick in getting back to me (even during family dinner!). He gave me excellent options. I had a tough case, as we were trying to close while overseas. Todd went completely out of his way to problem solve the best way to get the job done!

Review №64

2022-12-13 20:51:39

Todd is an amazing educator, call him if you need help navigating the process of getting approval for a home loan, he helped me understand what I need to do to prepare for home ownership. Bravo!

Review №65

2021-10-07 21:36:18

Todd and the whole team, at Cross County Mortgage, did a great job in getting me the lowest interest rate and keeping me up to date with the whole process. The team was always available for my questions, by email and phone.

Review №66

2020-04-07 22:22:10

Todd is great to work with. I have done of my personal loans with him and he has also helped many of my clients. Great communication, easy process.

Review №67

2019-09-27 00:12:17

Todd is the King of Home Loans. He knows all the answers and everybody loves him. Plus, he can get you financed without income or employment with The Community Mortgage. Only Commerce Home Mortgage offers it. Its crazy good.

Review №68

2021-05-07 23:23:41

Todd and his team did a wonderful job helping us refinance our home. They’re professional, helpful and supportive. Thank you for your patience and knowledge!

Review №69

2020-03-27 22:17:42

Todd and team were amazing from the very start. They guided us through the refi process and got us an amazing rate, lowered our monthly payment by $500, and closed our loan fast. I would not hesitate to go back!

Review №70

2021-02-25 18:39:02

My experience working with Todd in the past and present has not changed. He is informative, makes himself available, and has a great attitude. All around a great guy to work with!

Review №71

2020-03-20 23:29:01

The experience I had with Todd and team was so good I have referred 4 different people to him. Two of them have already started to look for homes not to mention one moved in already. I would refer anyone who is looking for a home to Todd.

Review №72

2019-04-11 04:07:41

Todd Galde is at many of the networking events advocating affordable housing options to industry people and consumers alike. By doing this he is serving the community and helping homebuyers get educated about house buying options. I also am this type of advocate for my community and consumers so I look forward to collaborating with Todd to find people in our local area find affordable homes to own. Grant Inaba #GoodAgent

Review №73

2020-05-28 17:53:49

If you want exceptional, prompt service, 5-star assistance, and have all your expectations met, then Todd is the only Lender you need to contact. His company has helped my family & business for over 20 years!

Review №74

2021-11-23 15:33:32

I absolutely detest loan applications for mortgages or refinancing. That being said, this was the smoothest process I’ve ever experienced. My only regret is that I didn’t contact Todd earlier. If the interest rates drop I’ll be back!!!

Review №75

2021-05-15 22:28:29

My family and I had a great experience working with Mr. Galde. We highly recommend his expertise. He was thoughtful and professional throughout the process. He went above and beyond to make sure we were taken care of. Thank you very much, Todd!

Review №76

2021-03-04 23:04:07

We have used Todd and his team on several occasions and it has always been a ten plus experience! If you are looking for high ethical standards combined with superior knowledge and experience, call Todd, he will meet the challenge!

Review №77

2020-03-25 19:06:12

Todd was wonderful helping my son buy his first home. We are grateful for his knowledge and kindness. He made the experience delightful.

Review №78

2020-03-02 02:45:40

If it wasn’t for Todd and his team, I don’t think my loan would have loan closed in time. I was blown away by the professionalism and service his team provided. He comes highly recommended and I will definitely use him again in the future!

Review №79

2023-03-13 19:18:20

Toddd was really patient with all my questions and genuinely wanted the best for me in my situation. Definitely felt like I was in good hands through out his whole process!!

Review №80

2020-06-24 19:45:59

I would definitely recommend Todd and his team to my family and friends looking to make a home purchase or refinance in the future. I am truly grateful for his expertise and support during my refinance.

Review №81

2020-03-22 21:49:13

Todd has been so helpful to us. He has the knowledge and explains things easily. Thanks Todd for all your help getting our loan and your professional guidance!

Review №82

2021-10-06 14:43:34

Todd and his team made buying a home stress free and they were always there to answer any questions when needed. We 100% recommend them if you are considering buying a home!!

Review №83

2019-12-13 16:59:41

Todd and his team are top notch! Our home refi went very smoothly and whenever we had a question we were responded to promptly. Cant imagine it going any better.

Review №84

2023-06-08 18:40:32

One of the best and very professional service by Todd and his Team! They went above and beyond in excellence.Recommending him blindfolded without any questions asked!

Review №85

2020-06-04 23:32:57

Thank you and your team for the great service. The seamless and fast process getting through this refinance loan is very much appreciated. Well definitely keep you in mind when any of our family or friend needs any mortgage or real state service.

Review №86

2020-05-28 17:45:12

Todd is not only easy to work with, but he has a very hard working team who know how to push when you’re up against a deadline. Thanks for the care and hard work guys

Review №87

2020-02-20 22:51:02

Todd is amazing, if he cant do it no other lenders can..Todd helped me and my family go our beautiful home, not only that, our credit has moved up no more obstacles or fear of moving on..This guy here is a pro take it from me.. I can never stop thanking God for bringing him to our lives when all hope was lost...Thanks again Todd God bless you!

Review №88

2021-06-29 04:56:09

Seriously such an amazing team to work with. I’ve had so many experienced with loan companies and by far this one was the easiest. Great service! Easy portal! Would totally work with them again.

Review №89

2019-12-17 02:38:12

Todd Galde will make your home buying experience a breeze. He’s very good and will guide you through the process.

Review №90

2020-02-21 23:36:08

Todd very knowledgeable in his field, he great at credit repair and he also is a great person to use for purchasing your home.

Review №91

2021-02-09 17:08:22

Education. Patience. Diligence. Enthusiasm. Todd and his team were fantastic to work with from start to finish. Highly recommended.

Review №92

2021-01-18 17:32:07

Excellent experience working with Todd. This is the second time he helped me refinance my home.

Review №93

2020-02-28 06:36:55

He is an excellent loan officer. He is knowledgeable and swift in what he does, which is very important when you need to meet the deadline. Highly recommend.

Review №94

2020-08-23 04:02:14

Todd is very professional and patient. He gave me the best customer service possible. He is the best!

Review №95

2020-03-02 18:34:03

The group was very professional, responsive and worked to get me the best mortgage rate.

Review №96

2022-02-19 13:02:55

Todd & team were professional, efficient and a joy to work with!

Review №97

2020-02-28 23:34:22

Fantastic service, great team, and all around nice guy. I have no complaints and I recommend him every time.

Review №98

2020-03-13 00:30:24

Great advise and guidance for refinancing my loan; a hassle free experience for me.

Review №99

2020-03-23 23:50:33

Excellent service! Process was quick.

Review №100

2020-03-25 22:03:41

Transparency, Availability and effective communication.