Presentation on Map Reviews Nearby

LEVEL Debt in Roseville

4.7 (63) 970 Reserve Dr #201, Roseville, CA 95678, United States

Categories

Financial consultant

Location on the map

Roseville, Placer County, California, US

Phone: +1 888-304-7799
Site: https://level-debt.com/

Opening hours

Monday:8 AM–6 PM
Tuesday:8 AM–6 PM
Wednesday:8 AM–6 PM
Thursday:8 AM–6 PM
Friday:8 AM–6 PM
Saturday:Closed
Sunday:Closed

Edit info

Total reviews rating 4.7

63 Reviews for LEVEL Debt 2024:

Review №1

2024-06-24 15:58:42

Decided to leave and so glad I did. Dropped my credit score significantly low…. How is this supposed to be helping me? Also, was told loan companies for school do not look at my credit history and that’s not true. Grad plus loan look at credit history to determine if you get it. Glad i was able to get my refund back and I highly recommend to not do this program.

Review №2

2024-04-09 16:40:14

Natalie expressed concern over my monthly payment and short term. I understood what she thought. She talked about in 6 months I could get a loan from them. This is what I am considering now. I look forward to our talk later today.

Review №3

2024-04-10 19:48:53

I have been entirely misled. I signed up in July ‘23 and was told all my creditors would be contacted on my behalf and notified that I have entered into a consolidation program, yet I am still getting numerous DAILY calls 10 months later (in addition to letters and emails) where my creditors state they have never heard or seen anything from Level Debt, and they have since put my accounts into collection status, further ruining my credit.

Review №4

2024-03-14 13:21:08

I was contacted by Level debt for a consultation with my credit cards 5 total. After they set up a payment plan for me for four years and I accepted and signed with them they contacted me and said they couldnt take my visa with my credit union so I had to take out a personal loan for $10,000 to pay off that card but my payments didnt drop with level debt. I started making payments with this company and after a year they contacted me and said that i needed to send them $3,000 or my payments would be going up. After 3 years and 10 months they contacted me and said that my payments was going to double for 1 more year. I had to mortage my car for 6,000 dollars to finally get this company off my back. If you are smart you will stay as far away from this company as you can..Dont walk away. RUN!!!

Review №5

2024-05-01 18:14:25

Professional team no lies no tricks honestly work and costumers care clearly transparency and integrity thanks mason for your support and professionalismJose Donate.

Review №6

2024-01-19 02:27:30

I was wildly misled by Level Debt about what I was signing up for and I want everyone to understand the lasting negative impact that their scam has had on my financial future:The language Gentry used on the call explaining the debt settlement process made it seem as if Chase Bank was doing something illegal by charging me so much interest on my credit card account. What I was led to believe was that Level Debt was assuming control of my account and settling with Chase. At no point in time was it explained to me that what was actually happening was I was letting my credit card DEFAULT, the debt written off as bad debt and subject to settlement.My credit card account with Chase bank and Wells Fargo was closed, which nobody told me would happen, along with the other two lines of credit with Chase that I always paid off fully and carried no balance on. That credit from the bank was MY ONLY SAFETY NET in case of emergencies. Now I am ineligible for credit with Chase, and probably most other banks. I have no liquidity in the event of a personal emergency now.In addition to this, my credit score, which was in the 760 range before I signed on with Level Debt, is now in the 570 range. From great credit to poor credit in one foul swoop. This default will stay on my credit report for YEARS. Level Debt claimed the impact to your credit is temporary. This characterization of the impact to my credit report was hugely misleading. I am now going to be paying even higher interest rates on ALL forms of lending (car, home, etc) over the next 7 years due to the default with Chase.My car is on its last legs. When I go to apply for a car loan with a 570 score, Im going to get horrible interest rate offers that might cost me hundreds or even thousands of dollars. Again, my credit and credit score were my only safety nets, and Level Debt quickly undid years of hard work making regular, on-time payments to build great credit. Its a terrifying prospect.I am losing sleep and so, so anxious because I have no recourse with the bank now. Ive spent hours on the phone with Chase customer service explaining the ways I was misled by this company into defaulting on my card. From A-to-Z I feel I was scammed - from the threatening, official piece of mail I received indicating penalties for failing to respond to you to the advice from Brandi that I just needed to take a leap of faith with Level Debt to settle my account. No customer service agent with Chase has been able to help me get out of the hole Level Debt dug for me.I was advised by Chase bank to file a police report. I will also be reporting the agency to the better business bureau and posting this review on all relevant sites.I wanted to update my review nearly a year later to say that I’m still dealing with the negative impacts to my credit. Level Debt mislead me to make money, and left me agonizing about my credit score, worrying over it every day. Signing up with Level Debt was the worst financial decision I have ever made.

Review №7

2024-01-15 20:34:26

Brandi was spot on with everything she went over with me, kind, patient and so empathetic. She rocked my world today and gave me hope for another day.

Review №8

2023-04-25 22:35:28

A couple years ago I signed on with Level Debt. I was starting to struggle to make my minimum payments to my creditors after some time off due to illness and using my cards to get by during that time. Fast forward to today and I am more that half way done with my program. They cut what I owed to my creditors in half and literally gave me room to breathe again. I also was set up with a coach and we talk monthly, she has helped me to get back on my feet and plan better so that I dont have this happen again. Grateful that I reached out to them when I did.

Review №9

2023-11-14 19:24:00

Deanna was wonderful. Answered all my questions. Very helpful, excellent customer service skills. Kaity also provided excellent customer service skills. Thank you to both of you wonderful people.

Review №10

2024-02-01 04:15:47

Dylan G. was very knowledgeable and professional! Would highly recommend friends and family.

Review №11

2022-09-09 00:04:46

Brandi B. at Level Financing has been a huge help to me these past few months. She has gone above and beyond her duties to make sure I am fully informed and staying on the right track. She has taken time to hear my struggles and offer words of wisdom. Brandi makes herself available anytime you have questions and keeps everything positive. I am so glad I made the decision to use Level financing to better my situation and rebuild outside the pressure of these creditors. Thank you for all you do for your clients.

Review №12

2022-02-18 13:03:23

Let me tell ya if I can leave 0 stars I would. Was good for the first year then I don’t know what happened. but I had to take off some of my credit cards and make settlements in my own. I got a better deal then them negotiating and charging a 400 negotiating fee. Then my husbands account he kept sending extra money and 3 years later he still had 4 cards not settled I took them off the program. Now he has money in his account 2 months left to pay off a card in a settlement why they still taking out money? Also they settled a card in 2020 they was paying them over 2000 then stopped which voided the settlement and made another settlement 2 months ago for the same amount I added it up he’s paying more then what he owed. I told my rep that and they keep giving me a run around. Don’t do it settle your cards yourself. My big mistake or look for another program.

Review №13

2017-08-30 20:35:14

I would like to say a huge thank you to Joshua Newman! Not only did he give great service but he was very caring and helpful and didnt judge why I needed the assistance. Josh made sure to go over my different options in detail and made sure I had the best plan that I could get. I will refer all of my friends to him and let them know Josh is the best around. It was quick yet through process and actually painless. Thanks again Josh, your the Best!!!!

Review №14

2019-08-30 20:28:47

Absolute outstanding service and professionalism! We could not have been more pleased to have Peter McClain served us. Peter was professional, personable, and informative throughout the counseling process. I would not have made a decision had it not been for his transparency, authenticity, and his ability to connect with family and me. Im happy that he has made himself available upon request. Thanks, Peter, for all you have done. Again, our decision to join your team was based upon the values you displayed during our conversation. Thanks for being there for us.

Review №15

2019-07-16 18:22:29

Joshua Newman and Kelley McGowan have been nothing short of life savers. I got way in over my head and these two have given me away to put my life back together again. Kelley guides and supports me every month with her patience and expertise in financial success. I am so happy that I went ahead with this program.

Review №16

2019-11-05 04:44:49

I would like to personally thank Tammy Pecht, my Financial Success Coach for her understanding and compassion towards my situation during a difficult time. She was able to connect me with her manager Joshua Newman who went well above and beyond the call of duty. Timing was of the essence to get me enrolled in another program and we were on the phone until after 11:00pm. Not only was he patient and considerate but was able to add other debts to the program and I will be paying far less and saving over $40,000 in interest! Thank God for Joshua Newman! I can rest easy tonight and every night going forward!

Review №17

2018-08-02 11:07:06

Joshua was so polite and knowledgeable. He answered all my questions and explained all the options available to me. He was patient as I asked him many questions about the program. He is very professional and shows great empathy. It was a pleasure working with him and I feel that he put me in the best program that suits my needs.

Review №18

2022-09-21 23:12:12

Please be aware fully of what you are getting into with this company. I am currently going to court because after more than a year of Level Debt not communicating with Capital One as our agreement stated, they are now suing me. I BEGGED, for more than a year, to get them to do what they agreed to. To get them to do what I paid them to do. And they did nothing and they never ever answered any of my questions along the way. Beware and be informed fully before you choose this route.

Review №19

2019-03-27 14:35:45

I didnt think I could stay in a debt program but Joshua Newman told me of all the options I had and what would be best for me. Josh made me very comfortable and so far the process has been great. Ive called Josh several times with questions and hes helped me in every step.

Review №20

2018-06-21 22:52:12

Just wanted to give a shoutout/thanks to Josh Newman at USEFS. He was nothing but cordial and understanding of my situation, and provided exactly the right services for my needs. Not only that, but he provided great guidance in helping me avoid a potentially catastrophic situation that couldve affected me for years to come. Above all, he made me feel 100% comfortable about the entirety of the process. I have no doubt in my mind that my financial situation will be taken care of because of him and his wonderful assistance. Thanks Josh!! Youre amazing man, and I appreciate every single thing you were able to help me with. Looking forward to a great future with you guys.

Review №21

2021-07-27 15:32:02

Wow! What a great experience. Matthew Reyes took time to answer all my questions and concerns. He was very patient and walked me through the entire process. After our call I felt really confident in this service.

Review №22

2020-02-24 16:55:36

I definitely give this company 5 stars. If I could give a 10 I would. I’ve worked on my debt with other companies and I felt nothing but doom and gloom and put off and lied to. Not to mention paying out to lower my debt but seeing very little results. I worked with Ivy and she able to get me feeling secure and confident. I believe in their service 100%.Julie H

Review №23

2020-01-15 23:09:16

Super awesome rep that helped me out (Her name was Ivy S.). Really looking forward to finally being able to take my business to the next level and really turn this life of mine around. I highly recommend it for just getting your $hit together again! Extremely extremely helpful. I had a couple bad times that really threw me in the hole. I understand “well you did it to yourself”, but life happens and there’s no denying that you fight for what you want and need to do whatever it takes to help yourself out in the long run. 0 interest to help consolidate (and yes that’s the entire term!), why wouldn’t you want to take advantage of a great opportunity?

Review №24

2022-05-01 16:23:39

Company is no better than a scam artist. Dont walk away run. Using them has been the worst financial decision Ive made to date. Use your own bank take a loan and consolidate your debt. I wish I had. Using level lowered my credit score 180 points and cost more to pay than what I owed after there 25% settlement fees. Now I will be going to the BBB for corruption.

Review №25

2020-02-05 01:11:44

I was appreciative that Jeremy was kind, nonjudgemental, listened, and answered all my questions. He also explained what we would be doing, and explained each part as we went through it. Jeremy explained options. He also clearly explained as he had me write down figures how long it would take me to pay off my bills and the interest I would end up paying if I kept going the way I have been doing instead of getting some debt solution. Jeremy also clearly explained my payment set up, initial and thereafter, how long it would take to pay off my debts, and assisted with dates payments would be coming out of my bank account. I feel guilty enough that I have gotten myself into such a financial mess, as I know I am smarter than that. I want and plan to do better. Jeremy mentioned I will receive a package to assist me in better financial record keeping, and financial help ideas. I thank Jeremy very much for his help. He also mentioned several times I can call him, customer service or my financial coach at any time with questions or concerns.

Review №26

2018-05-01 19:19:29

I had the privilege to speak with Josh regarding my debt situation. I am a senior on fixed income and had acquired more debt trying to survive, than what I could manage. Josh spent almost 2 hours discussing every detail with me, in order for me to understand how their debt solutions program worked, the benefits to me, what I could pay off and the huge savings monthly. ANYONE that is suffering from debt overload, however that came to be, should take the time to call and speak with JBK Financial, Inc., as they have multiple programs designed to fit each persons individual needs. His customer service was absolutely STELLAR. I recommend Josh and this company 10 stars.

Review №27

2019-11-25 01:00:55

My representative Ivy was incredibly personable and professional. Typically In these situations I start to get phone fatigue and half way through I start to regret involving myself the process in the first place. This did not happen with Ivy. She was friendly, energetic, engaging, professional, and made me feel very comfortable during what is otherwise a very boring and uncomfortable situation. So far I have no complaints about American debt solutions as a whole. Good people are hard to find and even harder to keep. Ivy deserves a raise!

Review №28

2018-12-15 00:19:47

Joshua Newman made this difficult decision seamless with his calm and insightful information on the benefits of entering into debt consolidation. Our initial conversation, which led to a follow-up call the next day, helped make me less hesitant to answer his call. I am glad I did, and regret to having done so earlier.Thank you, Joshua!

Review №29

2019-10-29 20:02:31

I want to give a BIG shout out to Tracy Sharp for all of her help during this process. The process was painless and she explained every thing thoroughly and went over the best program for my needs. I am now saving $450 plus a month, and I am so relieved. Thank you again Tracy.

Review №30

2019-11-22 16:45:59

My experience working with American Debt Solutions to provide me a means to reduce and manage my credit card debt was excellent. The associates at American Debt Solutions were very helpful providing debt information and recommended options to lead me on a path to financial stability. It was a pleasure working with all of the associates at American Debt Solutions. Thank you so much for your professional assistance.

Review №31

2019-06-13 19:36:04

I almost made a HUGE MISTAKE in going with National Debit Relief. I was just about to sign papers online.I realized I better check one more company I went with AMERICAN DEBIT SOLUTIONS as my choice and heres why. I am a mother of three kids who are still at home with me. I am going through a divorce that is going on 3.5 years now. I had been married almost 23 years and no marriage counseling in those 23 years. Completely shocked at what I found out after ex-husband had left the home and moving an hour away leaving our family in a financial crisis. Our family then had hardly any debit less than $6,000 now I am in a debit where I dont even want to mention for mainly attorney fees and absolute things needed. Ive always had a credit score in the high 700s to 800.AMERICAN DEBIT SOLUTIONS saved me in the thousands more than National Debit Relief. While being in this unfortunate situation I learned there are so many options such as Credit Management, Debit consolidation and the ugly word of Bankruptcy. In my situation I chose Debit Consolidation, not only was the representative genuinely understanding in a true hardship of what our family has been going through Joshua Newman was patient in answering ALL my questions with detailed responses. At the same time he was very efficient in the process of all the paperwork.I highly recommend Joshua Newman as your point of Contact and AMERICAN DEBIT SOLUTIONS for your debit relief company to help you get the BEST RATES in working with the Credit Card Companys, believe me trying to do it yourself doesnt always work and hiring an attorney costs even more. I did my research on all options.As a single parent now and being solely in charge of the finances now, I HIGHLY RECOMMEND American Debit Solutions over any others.MomRedondo BeachOn another note my experience was genuine and I was not paid to write my post, I was just so impressed with this company and the sincerity of Joshua Newman in trying to negotiate the absolute best debit relief with these credit card companies.

Review №32

2018-02-07 21:24:18

I was hesitant to make the call to American Debt solutions as I have never asked for help with my financial matters. My solution has always been to work harder or put in more hours. When I did call I was put at ease right away by Mariselo. He walked me through the program efficiently and and explained my options patiently answering my questions along the way. I have been paying on this debt for ten years or more and would never have gotten it paid off. I am looking forward to working with Mariselo and Christine and to being debt free. I will keep you posted.

Review №33

2018-03-07 01:01:09

My first contact with American debt solutions was exceptional. The customer care I encountered was tailored to my needs. The rep was helpful and answered all my questions. They were never pushy and never rude. I totally recommend their services.

Review №34

2019-06-16 05:54:57

I am a 63 year old retiree who was forced to go on Social Security far sooner than I wanted. I have taken a number of hits that I didnt see coming and as a result I found myself drowning in so much debt that I contemplated suicide many times as my only escape. Just before my 62nd birthday I was terminated from my job for reasons that I could not maintain quality of product on one assembly line. All other lines were no problem just the one. Nobody was willing to hire anyone my age except fast food places that pay little to nothing. Child care costs would have eaten my pay check alone. I have a 11 year old daughter with autism. I had everything set with Social Security, Air Force pension, and postal pension at age 65 but it didnt go as planned. No long after I found myself so far over my head I felt like I was drowning with no hope in sight. Then came the medical problems for high blood pressure, diabetes, nerve damage, and other health issues all of which need expensive medication. Before retirement I went back to college for my degree and no one in my chosen field would hire me because of my age. And now to top icing on the cake my marriage is suffering as well and we are going through a trial separation. I found myself sitting my church crying and praying any kind of help or miracle that prevent me from shooting myself and leaving my family fatherless. Then one day a letter came that said they could solve all my financial troubles if I were willing to make the effort. I called American Debt Solutions and spoke with Peter who told me nothing was impossible. He pulled all my financial records and together we went through everything. Before I knew it we had wrapped everything into a neat financial package that required me to make one monthly payment which would take out automatically for 48 to 50 months and when it was done I would be debt free from everything except my mortgage and utilities. I slept so well that night knowing that I had been saved because I was getting nowhere on my own. Peter and American Debt Solutions are truly a blessing from God.

Review №35

2019-11-26 23:00:05

Ivy Skaff was terrific! Easy to work with, clear, concise and had me on my way to a debt free life within minutes. I would highly recommend this company to anyone looking to clear up their debt. : )

Review №36

2019-09-28 03:13:04

I am so happy that i did respond to the letter i received from the American Debt Solution. I just want to thank mr McClain and the rest of the staff who were there for me, you guys were great and did a great job....you also gave me joy and peace of mind in my life. Thanks so much and keep up the good work.

Review №37

2020-02-05 00:58:01

Joshua and Heather were very helpful and they explained everything on all the legal documents.i was very skeptical about this because of the fact that there are so many scams going on right now, but they were very good at gaining my trust and also i did my own due diligence and looked up the company and decided to let them help me and my situation, i will update this if different !!! Thanks again Josh and Heather !!!!

Review №38

2021-09-03 14:03:32

Know the truth about debt relief. The trick is you let your credit card account(s) go delinquent and level debt will negotiate a settlement. This is something you can do on your own. What they dont tell is that the amount you dont pay to your creditors is considered taxable income. Yes, you have to claim the amount forgiven on your taxes as income. So for example, if you owe $10,000, the fee to level debt is $2,500. If you settle to pay 50% then you have $5,000 as taxable income. Now you paid $7,500 and you will taxed an extra $5,000. Also there are fees. $70 per month for attorney retention. Plus $10 per month for maintenance fees and when they write a check to your creditors, theres an extra $5 charge. In the end you pay more than what theyre advertising. Level debt is not honest about the total charges. Oh and your credit take a HUGE hit. If you cannot pay your CC, try to work it out with the creditor. Do some research on your own. Talk to someone at your bank. Most banks has someone on staff that can give you financial advice for free. If I can save one person from making the same mistake I made by selecting Level Debt, Id be happy.

Review №39

2019-10-29 22:55:21

My experience with ADS has been just wonderful! Peter was so helpful and made the process so easy. Im looking forward to having less worries and stress about my debt.

Review №40

2019-09-12 00:21:28

We started our journey to debt relief with Tracy Sharpe and Lisa Gibson. Thank you both for being so helpful and patient. Very nervous to take this step but it is a positive one. Again thank you

Review №41

2019-08-30 05:41:54

Tracy Sharpe and Lisa made this process simple, relaxed, helpful and Im very grateful for their expert advise. Thank you! I will reccomend this company to my friends who could benefit.

Review №42

2024-04-08 19:31:49

Most excellent contacts and people!

Review №43

2020-01-01 02:15:33

THIS COMPANY HAS AN AMAZING CONSULTANT NAMED TRACY THAT IS JUST A GODSEND. SHE HELPED OUR FAMILY WITH THEIR AMAZING SERVICE AND PROGRAMS. WE HIGHLY RECOMMEND THEM IF YOU NEED HELP WITH CONSOLIDATING YOUR BILLS AND NEED TO FIND A WAY TO GET ON YOUR FEET AGAIN. GIVE THEM A TRY. ASK FOR TRACY.

Review №44

2018-03-31 19:33:55

Josh did a great job! Very professional and courteous. I would recommend him to anyone! Thank you!

Review №45

2020-04-06 02:40:00

I would like to thank American Debt Solution for helping us through this hardship, me and my wife are going through, also say that we are very happy for the way they treated us, special thanks to Ivy Skaf for the great attitude to handle thismatter .We definitely recommend American Debt Solution for you. 🤙

Review №46

2019-08-07 02:27:59

Everyone very friendly very helpful. Very informative. I signed up as soon they explained everything that had to be done. So far Im very happy.

Review №47

2019-04-11 18:33:26

I’m very satisfied with the way all my options were explained and the assistance provided to me. Thank you Charles for going the extra miles to help me and work with what was best for me.

Review №48

2018-08-04 20:44:55

Joshua Newman has helped me greatly with my Credit card debt..This is one of the best things that has happened to me in years .I lost two sons to suicide and my health is not too great and thanks to Josh.I can pay my bills.May God bless him and his law firm.Thank You American debt solutions.

Review №49

2019-03-08 01:00:01

Excellent experience with Josh and his team. They know how to handle everything.Thank you, Stephen

Review №50

2018-08-21 00:40:33

I had an excellent experience with Josh and Brian. They were very informative and patient.

Review №51

2019-04-08 23:56:37

Kelly and Josh were extreamly helpful. They were both very kind to me.

Review №52

2017-12-12 21:25:29

Josh and Jennifer are both great to work with and explained everything to me clearly and patiently. Thanks!

Review №53

2020-02-27 16:39:30

THEY WERE EXTREMELY HELPFUL AND KNOWLEDGEABLE. THEY MADE SOMETHING STRESSFUL INTO SOMETHING MANAGEABLE. I FELT LIKE THEY REALLY CARED ABOUT MY PROBLEM JADA WAS AWESOME!!

Review №54

2021-06-25 23:13:15

Tracy was very professional and helpful. A great experience.

Review №55

2019-08-13 22:03:43

Peter was very pleasant and seemed knowledgeable about our services.

Review №56

2019-09-26 03:15:30

ADS advisor was very helpful in explaining how the system worked.

Review №57

2018-01-31 14:23:46

When I wouldnt share my bank account routing number without a written contract of services the call mysteriously dropped

Review №58

2019-08-28 15:32:40

Very prompt and knowledgeable about debt solutions. Excellent job!

Review №59

2017-12-08 20:52:57

Joshua and Kelly did what I never thought could be done!

Review №60

2020-01-13 22:10:56

Quick approval. Ill review in a few months .

Review №61

2019-03-08 00:52:56

Excellent Customer Service !

Review №62

2017-11-28 17:57:03

Very nice and efficient.

Review №63

2019-07-26 01:47:10

Wonderful experience, very grateful to the specialist who treated me, Petter Mclain.